S4: EP1: Will RBA Rates Fall, Hold or Rise in 2026?

Welcome to the new season of Help Me Buy Property Podcast!  

Season 4 kicks off with an episode about one of the biggest questions dominating the Australian property market right now: 

RBA’s next rate announcement!!!  

Are interest rates going up, coming down, or staying exactly where they are? 

This episode goes beyond headlines and hype.  

In this episode of the Help Me Buy Property Podcast, host Moxin Reza is joined by Ali Nanji from Mortgage Scout. 

With economists, banks, and media all split on forecasts, this episode cuts through the noise to explain what the RBA is actually looking at, why rate cuts on their own mean very little, and how property investors and home buyers should position themselves regardless of what happens next. 

Rather than reacting to headlines, the discussion revolved around the real economic indicators, mortgage stress, data, and borrowing fundamentals to help listeners make calm, strategic decisions in uncertain times. 

The episode further breaks down how the RBA sets interest rates based on inflation, employment, GDP, and economic stability and not property prices or mortgages. Also, a 0.25% rate rise typically impacts borrowing capacity by just 2–3%, meaning small rate moves alone shouldn’t drive major property decisions.  

So, what’s the verdict? Tune in to learn for yourself! 

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Episode Highlights

• 00:00 – Welcome to Help Me Buy Property Podcast
  

• 02:24 – Rate rise impact on property prices

• 09:12 – Paying off loans in 15 years

• 17:18 – RBA’s rate hike strategy
  

• 21:23 – Investor decisions & Rate hike
  

• 25:22 – Final verdict on RBA rate announcement

     

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